Home Inspector Insurance - The Right Coverage at The Right Price
Welcome to the EasyInsure Home Inspectors Insurance program. We cover all of your insurance needs
while making it easy to purchase and manage your policy either online or over the phone. Our Home
Inspector Insurance Program is available in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario,
Newfoundland, New Brunswick and Prince Edward Island.
Why do you need both E&O Insurance and General Liability Insurance as a Home Inspector?
At EasyInsure, our Home Inspector insurance program provides coverage for both Errors & Omissions
(E&O) insurance as well as General Liability insurance. As a Home Inspector there are many operational
risks you face. Our comprehensive insurance package was designed by leading professionals in your field
to ensure your professional and general liability risks are properly covered.
Home Inspectors Errors & Omissions (E&O) Insurance
Home Inspectors Errors & Omissions (E&O) Insurance, also referred to as professional liability insurance
is often defined as a form of liability insurance that protects or defends a professional opinion, advice or
service. This coverage provides protection for professionals from negligent acts, including legal defense coverage and damages awarded in a civil lawsuit.
For Home Inspectors specifically, our E&O insurance policy covers you for the defense of and damages
caused by claims made against you for missing or failing to report something during an inspection. Our coverage also pays the cost of defending you against inspection items which are excluded in your inspection contract.
Home Inspectors Errors & Omissions (E&O) Insurance
- $1,000,000/ claim limit & $1,000,000 aggregate limit
- $1,000,000/ claim limit & $2,000,000 aggregate limit
- $1,500,000/ claim limit & $1,500,000 aggregate limit
- $1,500,000/ claim limit & $3,000,000 aggregate limit
Home Inspector E&O Insurance Deductible Options:
Additional Operations Optional Coverages:
- Mould Inspection Coverage
- Asbestos/ Pollutants Inspection Coverage
Home Inspectors General Liability Insurance
Home Inspectors General Liability Insurance is often defined as liability coverage that protects and
defends against bodily injury or property damage claims where the home inspector is legally liable.
Coverages included on the Home Inspectors General Liability Policy:
Bodily Injury or Property Damage -
In the event that a home inspector becomes legal liable for “bodily
injury” including pain and suffering, sickness or disease, or death, the bodily injury portion of the
commercial general liability insurance policy offers protection.
Property damage -
coverage applies where property damage occurs to tangible property, including loss of
use, or where loss of use occurs on property that is not physically damaged.
Personal Injury -
Personal injury protects the home inspector for injuries which he or she becomes legally
liable for.
Products and Completed Operations -
Products and completed operations coverage extends to those
bodily injury and property damage claims which are a result of the home inspectors products or
completed operations.
Home Inspector General Liability Insurance Coverage Limit Options:
Home Inspector General Liability Insurance Deductible:
In addition to Home Inspectors E&O & General Liability insurance we can also provide home inspectors
with an individual health & dental insurance package as well as commercial auto insurance. Both can be
quoted and insured online using the links below
Health
Apply on the Phone
To apply for your E&O insurance policy over the phone please use the contact information below:
Phone - (800) 679-2640 ext 275
E-mail – professionalliability@easyinsure.ca
|