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How climate change is reshaping home insurance in Canada

How climate change is reshaping home insurance in Canada


Imagine opening your renewal notice to find your home insurance cancelled and not because you filed a claim, but because your postal code was suddenly deemed "too risky." It's not hypothetical, it's already playing out in regions hit hardest by wildfire, overland flooding and severe storms. What used to be a distant warning about climate change has become an immediate, disruptive force reshaping how insurance is priced, renewed and even offered in the first place.

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