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Year End Business Review

Year End Business Review
Now is a great time to review your personal and professional insurance coverage. A gap in coverage could be financially devastating for your business. Some often overlooked coverage considerations include: 

Employment Practices Liability - Protects your business from lawsuits stemming from wrongful dismissal.  

Cyber Insurance - If your company has an internet presence, collects information online or stores information in a computer system, then your business needs to be protected against hackers, viruses and data breaches.  

Professional Liability - If your business gives advice or provides a service, professional liability will protect you from the economic consequences of rendering or failing to render some professional service.  

Event Liability Insurance - Hosting a business event, meeting, party or conference? Event liability insurance covers your business if something goes wrong. 

Travel Insurance - Do you or your employees travel out of province for work purposes? Take the time to confirm that they are fully covered in the event of a medical emergency. If traveling to high-risk countries, reach out to us to learn about kidnap/ransom insurance. 

Key Person Life Insurance - To minimize your risks in the event that one of your key employees dies, becomes disabled or leaves the business prematurely, key person life insurance can protect your business. 

Commercial Vehicle Insurance - Has your company’s driving habits changed? Do you use your personal vehicle for business purposes? A small oversight related to commercial vehicle insurance may have a big financial impact. 

Group Health Benefits - On average, businesses only update their group benefits packages once every 10 years. There may be opportunities for improved coverage, more flexible options and huge savings! 

A quick conversation with your insurance professional can give you the peace of mind knowing that your business is protected. Please reach out to us anytime at: 1-800-679-2640 or email: