"Disaster" is such a big scary, all-encompassing word... but when it comes to peace of mind, whether it be a fire, flood or storm damage; it's always best to be prepared for the worst-case scenario.
Whether you are a homeowner or a tenant, every family should have an inventory of their possessions for insurance purposes. Imagine arriving home only to discover that it’s been destroyed by fire, or the basement has completely flooded. Although unlikely to happen, being prepared could save you a lot of time and money.
Having a record of all your possessions will make processing your insurance claim considerably less stressful and time-consuming.
Creating a home inventory of all your possessions only takes a few minutes. Simply record a video with your smartphone. If you have a Google Account, upload the video set as "private" in YouTube. The private link ensures that only you as the Google Account holder has access to it.
- Walk from room to room, detailing what you see
- Note any items of particular value
- Open drawers and closets
- Remember to document what is in your garage and shed and on your patio
- Also record the items in your safe
Although we hope you will never need to use your home inventory list, it's best to be prepared.
If you have any home ot tenant insurance questions, please give us a call at 519-736-8228.