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Guaranteed Acceptance, No Medical Exam Life Insurance

Guaranteed Acceptance, No Medical Exam Life Insurance
Regardless of your current health, previous conditions and even if you’ve been declined life insurance in the past, this might be the perfect life insurance option for you.

Guaranteed Acceptance Life is “guaranteed issue” for all Canadians. Here are some facts: 

  • You will not be turned down for coverage regardless of your current health. 
  • Regardless of your medical condition or previously declined for life insurance, you are eligible for this plan. 
  • It is a simple, permanent insurance solution designed to meet the insurance needs of the most challenging applicants. 
  • This plan is a great option for those looking to cover their final expenses and those not eligible for other types of life insurance.
If guaranteed acceptance, no medical life insurance sounds too good to be true, then please keep reading: 

Guaranteed Acceptance Life is designed to provide lifetime protection to those with serious insurability conditions. 

  • Up to $25,000 in coverage. 
  • The death benefit is limited to a return of premiums if death occurs by other than accidental means in the first two years. The full coverage amount is payable if death occurs after two years or death is accidental. 
  • The coverage amount will never decrease for the life of the policy. 
  • Premiums are guaranteed not to change for the life of the policy. 
  • Policies accumulate guaranteed cash values beginning in the fifth policy year. You can use these cash values to pay premiums for as long as there are sufficient cash values. If you choose to cancel your policy, any remaining cash value will be paid to the policy owner. 
  • And yes, this plan is satisfaction guaranteed or money refunded – this policy includes a 10 Day Free Look Guarantee that gives you 10 days from the date you receive your policy to review it and decide if it is right for you.If you decide to return your policy in those 10 days, we will refund your premium, no questions asked.
There are additional coverage options available with this plan, and premiums can be as low as $15 a month.

Plans are offered through various insurance companies that your EasyInsure broker has access to. If you’d like to discuss this life insurance option further, please reach out to us at 1-800-679-2640 or email your questions to