Spring is the ideal season to conduct preventative maintenance on your home, reducing possible damage and the likelihood of insurance claims. At EasyInsure, we encourage you to routinely check-in with your broker to ensure your policies match your summer activities. Here are some tips to help you mitigate common spring and summer risks:
Roof Damage: Climate change may escalate spring and summer storm severity, resulting in heavy rain, hail, or fierce winds. Annually inspect your roof and after significant storms. Look for signs like missing shingles or damaged flashing. Check gutters and inside your attic for any leaks or moisture, which could indicate necessary repairs.
Water Damage: Examine your home's siding, windows, and basement for any water intrusion signs. Seal any gaps in window caulking and consult an arborist to trim large trees on your property to prevent storm-related accidents.
Potential Wind Damage: Take steps to prevent costly damage to your home or your neighbours’.
- Secure outdoor items such as patio furniture, sheds and trampolines.
- Park your vehicle away from trees, streetlights and hydro lines.
- Trim your trees and remove dead limbs as they occur.
Inspect your roof annually, looking for loose shingles and flashings.
- When improving your home with a new deck, patio, fence or exterior building, be sure to consider the potential for wind damage.
Hosting Events at Home: Planning to host a summer event? Consider both event liability and check your property liability insurance. These coverages can protect you if an accident occurs or if a guest is injured on your property. Ensuring you have the right coverage helps make any gathering worry-free.
Pool Safety: As a pool owner, you must ensure safety measures are strictly followed to avoid potential liabilities. Inform your insurer if installing a new pool and adhere to local safety regulations and recommendations from organizations like the
Canadian Red Cross.
Burglary Prevention: Implement security measures such as installing a home security system, using motion-sensor lighting, and having someone collect your mail if you’re away. Avoid posting travel locations on social media in real-time.
Outdoor Fire Safety: Adhere to regional legal restrictions and never leave fires unattended. Regularly clean your grill and ensure fires are contained to prevent unexpected accidents.
Spring and summer are seasons to enjoy, but also an important time to safeguard your home and loved ones. Consult with EasyInsure to ensure your spring and summer is fun and secure.
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