Financial Entity E&O Insurance

Financial Entity EO


Financial Entity E&O Insurance

STARTING AS LOW $1,850/year


EasyInsure Financial Entity E&O Insurance. The Right Coverage at The Right Price

Corporate vs Personal Coverage
Your Individual E&O Insurance Policy Is Not Enough to Protect Your Firm

While your individual E&O policy will protect you personally for claims brought against you, your firm has limited protection under that policy. The same is true for other advisors employed or contracted with your firm. In fact, the coverage for your firm is limited to "vicarious liability" if listed on your individual certificate of insurance.

In Common Law and under the Civil Code, the principle of vicarious liability establishes that an employer may be held liable for the conduct of its employees without there being proof of actual negligence.

However, should a claim arise against your firm alleging negligence, such as allegations of negligent supervision or training, your individual E&O policy won't respond to defend your corporation. Neither will the policies carried by any of your employed or contracted advisors.

Also, where a licensed advisor has left the firm, or where the advisor has failed to maintain individual E&O insurance, and a suit is brought against your firm alleging negligence on the part of the former employee, your corporation could be held liable.

Under these and many other circumstances, your individual E&O policy won't respond to protect your corporation. Any legal expenses or court awards would be borne entirely by your firm. Act now and insure with confidence with the EasyInsure Financial Entity E&O Insurance Program.

Regulatory Requirements
Many regulatory authorities require life licensed corporations to carry corporate E&O insurance

In certain jurisdictions such as; Ontario, British Columbia, Newfoundland, Quebec and Saskatchewan - life licensed corporations are mandated to carry corporate E&O insurance. You will be required to show proof of coverage. If you are not covered, the regulator may withhold your corporate license when it renews.

EasyInsure Financial Entity E&O Program features include:

  • Policy rates and wordings have been developed as per the specific needs of financial entities across Canada in a claims made policy
  • View policy wordings and endorsements
  • $10,000 deductible applies
  • Apply, manage and renew policies online or over the phone
  • Certificate of insurance issued instantly
  • Extended Reporting Period (ERP) available
  • Optional $2,000,000 General Liability Coverage - Only $400 Insure online now
  • Payment Options Include: Payment Plan (PAC - financing fee additional), credit card, online interac & deposit via certified funds to trust account at any local BMO branch

Apply on the Phone

To apply for your home inspectors insurance policy over the phone please use the contact information below: 

Phone - (800) 679-2640 Ext 275

E-mail –

Apply Online Now by clicking 'Insure Online'